By Money · 5 items added

posted in Money

Almost all of us are in need of making some financial New Years resolutions to save more money in 2012. What are your best tips and strategies for cutting back on spending? What are the key areas that people should hone in on as they try to figure out how to become more fiscally responsible in the New Year?

  • Wedding Venues on a Budget

    Money says: "Getting married in 2012 but worried you won't be able to afford it? Check out some of these awesome tips on how to choose a dream wedding venue while still staying within your budget!"
    • Claudia Roldan: I agree! My sister just got married this past summer and kept it small and on a budget.
  • Figure Out How to Make a Budget

    Money says: "There's so much talk about budgeting, but it's tough to figure out exactly where to get started. This is a neat 12-step process on forming and following your budget!"
  • Save on Your Vacations

    Money says: "Just because we want to save more money in the New Year doesn't mean we need to cut back on all of the fun things in life. Sure, don't go on a vacation every month, but when you do, there are some great tips and strategies to save on those trips that will still allow you to have a blast!"
    • Claudia Roldan: Everyone needs a vacation and I always go on a budget and have a great time!
  • Eat out less, including take-out!

    Michelle Sealey Lee suggested: "We do it way toooo much and I'd hate to know what we spend on eating out!!!!!"
  • Procrastinating Before a Purchase

    Krista suggested: "This worked well for me in 2011, and I will continue using this saving strategy in 2012. Cutting out impulse buys can be difficult, but it's a better alternative to clothes I don't wear, gadgets I don't need and lots of return trips!"

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  • Great For The Wallet & The Waistline!

    Teach My suggests: "We are trying to focus on getting groceries and making healthy dinners, instead of relying on take out food or eating out in restaurants. It saves money and definitely cuts down on calories and hidden fats! Cooking in, rather than eating out - great for the wallet and the waistline!"
  • Selling your gently used children's items

    Kids grow so fast that when they are young they don't wear through their clothing, baby gear or toys. When they no longer use it or need -- turn it into cash. Thousands of moms across the country already know this well known secret!

    DFreeman suggests: "Moms participate in local Children's and maternity Consignment sales events and turn their clutter into cash! "
  • How to Find Discounted Gift Cards | The Budget Diet

    I just bought a $50 AMC Theatre gift card for $43 and a $50 Home Depot Gift Card for $46.50. I was bragging about my bargain when a friend said, how do you do

    Kristl Story suggests: "This is the year to get in the habit of buying discounted gift cards for places you normally shop or dine! It's no-brainer instant savings!"
  • Enter Free Giveaways

    Party All Ready suggests: "There are many free giveaways online for some really great stuff. Most of the time all you have to do is like the company on Facebook or comment on their Twitter. It is easy and usually you will have great odds of winning. Party All Ready is having a Giveaway- ending 2/28/11 for a free Personalized Plate! Search online for lots more giveaways."
  • Curb Your appetite for Groupon and LivingSocial - Suze Orman

    Larissa suggests: "Suze says: The fact that you spend less on something does not make purchasing it a smart move—or make it something you can afford. A deal that reduces the tab at a favorite restaurant or halves the price of a pair of designer shoes can still be a huge mistake."
  • Eat Out Smarter via 8 Frugal Foodie New Year’s Resolutions

    If your New Year's resolution is to save money, then you might want to take a close look at your food bill. Here are eight ways to save on the third-biggest consumer expense: Food.

    Larissa suggests: "Great advice from Mint.com: It’s cheaper to cook at home, but when you do eat at a restaurant or order take out, make sure you have some way to save, such as a web coupon, a deal-site voucher or online ordering site loyalty points."
  • Michelle Sealey Lee's suggestion "Eat out less, including take-out!" was promoted
  • Krista's suggestion "Procrastinating Before a Purchase" was promoted